Christmas packages in plain sight in your car is not the only target for thieves. Your garage door opener can be taken and, paired with your gps, take them back to your home where they have the means to enter your home at their convenience.
Keep your door opener with you as you shop this season. Do not be an easy target!
Monday, December 19, 2011
Tuesday, December 6, 2011
Just heard on the news that a children's day care had a nasty problem with raw sewage back up. The place had to close at least for the day. The income is lost until they can clean it up and reopen.
If this happened to your business how would you handle it?
Are you protected if you suffer a water/sewer back up?
Covered if you lose income as a result of the mess?
What happens if your home has a sewer back up?
Your basement floods and causes a mechanical breakdown of your furnace?
This is optional coverage on most homeowners policies? Does your insurance cover this? Does your agent talk to you about this? Do you have insurance from an 800 number company or an E-insurance company that might not have your best interest at heart?
Talk to an agent today and get the answers you deserve.
If this happened to your business how would you handle it?
Are you protected if you suffer a water/sewer back up?
Covered if you lose income as a result of the mess?
What happens if your home has a sewer back up?
Your basement floods and causes a mechanical breakdown of your furnace?
This is optional coverage on most homeowners policies? Does your insurance cover this? Does your agent talk to you about this? Do you have insurance from an 800 number company or an E-insurance company that might not have your best interest at heart?
Talk to an agent today and get the answers you deserve.
Wednesday, August 31, 2011
Change
The Butler Agency is changing and moving to Westerville.
Now called Dynamic Resource Insurance Group, we have partnered with an employee benefits company to provide the best in commercial lines, business auto, home and personal auto, bikes, boats, and nearly everything we can think of to insure. We even handle equine mortality insurance. We will be fully operational in mid September.
Now called Dynamic Resource Insurance Group, we have partnered with an employee benefits company to provide the best in commercial lines, business auto, home and personal auto, bikes, boats, and nearly everything we can think of to insure. We even handle equine mortality insurance. We will be fully operational in mid September.
Thursday, July 14, 2011
With all of the recent storms in Ohio I am often asked about damage to homes due to trees falling or large limbs hitting homes or autos.
My answer is usually "it's complicated."
If your neighbor's tree falls on your house or car, who pays? Depends. If the owner knew the tree was dead and did nothing, then they would likely be responsible. If the tree was live and hit your house then your insurance would handle it. They may elect to recover from the owner's company.
If your tree is partially uprooted but no damage was caused your company will probably not cover it. Get it taken care of immediately to avoid loss or injury.
If your tree hits your car? Not generally a homeowner's policy issue. File a claim under your auto policy for your comprehensive coverage.
As always, consult your agent. They live where you live. The 800#'s can be talking to you from anywhere in the world and the answers may not always be consistent or accurate..
My answer is usually "it's complicated."
If your neighbor's tree falls on your house or car, who pays? Depends. If the owner knew the tree was dead and did nothing, then they would likely be responsible. If the tree was live and hit your house then your insurance would handle it. They may elect to recover from the owner's company.
If your tree is partially uprooted but no damage was caused your company will probably not cover it. Get it taken care of immediately to avoid loss or injury.
If your tree hits your car? Not generally a homeowner's policy issue. File a claim under your auto policy for your comprehensive coverage.
As always, consult your agent. They live where you live. The 800#'s can be talking to you from anywhere in the world and the answers may not always be consistent or accurate..
Thursday, June 16, 2011
Water, water everywhere and .............................
If this is happening to you make sure you know if you are insured properly. Water - Sewer back-up protection is available to handle that type of situation. This can affect your furnace or a finished basement.
If an area is flooded due to rains and the storms we have experienced you would need to make sure you have flood insurance. This is a federal government (FEMA) policy and can be purchased through your agent. They are all the same and based upon your location and valuation.
Call your agent or the 1-800 number you purchased your insurance through to be sure you are covered.
If this is happening to you make sure you know if you are insured properly. Water - Sewer back-up protection is available to handle that type of situation. This can affect your furnace or a finished basement.
If an area is flooded due to rains and the storms we have experienced you would need to make sure you have flood insurance. This is a federal government (FEMA) policy and can be purchased through your agent. They are all the same and based upon your location and valuation.
Call your agent or the 1-800 number you purchased your insurance through to be sure you are covered.
Friday, April 1, 2011
Welcome to spring on Ohio's roads! The blacktop is breaking up and getting thrown into our windshields. If this happens to you and the damage is only about the size of a half dollar then it can be repaired. Maybe not if it is in your line of sight but the glass companies do great work fixing these chips. And there is usually no cost to you if you have 'comprehensive' coverage. If the crack is larger the windshield should be replaced. This will mean using your comprehensive deductible first then the insurance company pays the rest. It does not count as a claim on your policy. If you need our services we work with a few excellent vendors that will come to you to make the neecessary repairs. We get compliments just for referring clients to these glass companies. Give us a call so we can help you get the problem taken care of promptly and professionally.
Friday, March 18, 2011
We are so proud to have the premier carrier of insurance for your collectable and sports cars working with our agency. Hagerty Insurance specializes in collector cars, sport cars, fast boats and those vehicles standard carriers can not cover.
We are even able to offer quoting from our website. Please see the banner on the side of the page.
We look forward to working with you to insure your favorite toys!
We are even able to offer quoting from our website. Please see the banner on the side of the page.
We look forward to working with you to insure your favorite toys!
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